www.strathealthcare.com

ANOVA Benefits Management is a General Lines insurance agency offering a wide range of group life, health, dental, disability and accidental death benefit plans to employers in Texas. The agency is appointed by all major health insurance carriers serving Texas, and other smaller, financially sound carriers that offer alternative and lower cost benefit plan designs.

Our inventory of health benefit products and services has recently been expanded and includes:

Traditional HMO and PPO group medical plans;
Consumer directed group medical plans;
Lower cost, fixed benefit (qualified) group medical plans;
Indemnity (fixed payment) group medical plans;
Individual and group medical and dental discount plans; and,
Health savings account compatible plans

In addition to a diverse set of employee benefit product offerings, ANOVA Benefits works with clients to provide IRS Section 125 Cafeteria Plans from quality third party administrators which can tax shelter dollars used for employee premiums and qualified medical and child care expenses. Depending on the size of the company and its corporate structure, IRS Section 125 plans can provide significant savings for employers and their participating employees.

The experience of our principals includes such diverse areas as: health care administration, insurance, regulatory compliance, management consulting, business franchising, and personnel procurement. We have used the combined expertise of our staff to develop innovative products and technologies that are unique among insurance agencies and insurance brokerage companies. Our efforts are dedicated to assuring that each client, regardless of size, receives personalized attention in the development of business strategies that match the best group benefit plans to their individual budget and employee benefit needs. This includes assisting our valued clients in meeting the new privacy requirements of the Health Insurance Portability and Accountability Act, or HIPAA.